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James R Hood

Wells Fargo Sued Over Clients' Zelle Losses

Wells Fargo Sued Over Clients' Zelle Losses

Zelle is a handy way to transfer money but it’s also an easy way to lose it. A class action lawsuit charges that Zelle and Wells Fargo aren’t doing enough to protect their clients against fraud. Other banks face similar suits. In the Wells Fargo lawsuit, Luke Hartsock

Is Premium Gas Worth the Price?

Is Premium Gas Worth the Price?

Is premium gas worth the price0:00/3:001× With gas prices hitting new highs and expected to continue climbing, many consumers are starting to wonder if they really need to put premium-grade gasoline in their car. The answer in most cases is no, according to AAA and other experts.

Biden Cancels Corinthian College Student Debt

Biden Cancels Corinthian College Student Debt

The controversy swirling around student debt cancellation largely ignores the fact that many of those drowning in debt were enrolled at for-profit schools that provided education widely regarded as worthless. Corinthian Colleges topped the list of for-profit schools that signed students up for federal loans and then delivered a substandard

Can Consumers Sue Gun Manufacturers for Gun Violence?

Can Consumers Sue Gun Manufacturers for Gun Violence?

The short answer to that question used to be no, thanks to a pliant Congress and the Second Amendment. But there have been a few cases that squeaked through the courts and the recent mass shootings are liable to incite more anti-violence activists to take legal action. Gun makers have

Why Was Your Loan Denied? The Lender Must Tell You

Why Was Your Loan Denied? The Lender Must Tell You

It’s not unusual for a consumer’s loan application to be turned down for no apparent reason. Lenders typically claim that they consider a wide range of information in reaching their decisions. In fact, an increasing number of those decisions are made by algorithms – so-called artificial intelligence – with little

New Law Raises Safety Standards for Infant Cribs

New Law Raises Safety Standards for Infant Cribs

Babies should be sleeping safely under terms of a new law that prohibits making or selling padded baby crib bumper pads and inclined sleeping products for infants. President Biden signed the Safe Sleep for Babies Act (H.R. 3182) into law earlier this month. It was passed unanimously in the

Does Your Homeowners Policy Cover Wildfires?

Does Your Homeowners Policy Cover Wildfires?

Seeing coverage of recent wildfires that swept through expensive homes in Laguna Niguel, California and elsewhere, consumers may wonder whether their homeowners insurance protects them against such disasters. The unfortunate truth is that the risk of catastrophic wildfires is growing as climate change dries out much of the West, as